You’re there to protect the nation, and our Forces Insurance is there to protect you. After all, it’s only right you’re protected if something was to happen while doing your duty.

That’s why we created Forces Advice- our services and products are designed not only to offer the protection you need but peace of mind and security for you and those you care about. Unlike many of our competitors, we understand the things you require and cover the things many standard insurance policies don’t.

There are lots of different things that we do, whether you’re on land or at sea.

Here are the various Forces Insurance types we offer at Forces Advice.

Army Insurance

Our Forces Insurance covering those of you in the Army cover a range of different needs relating to your duty in the Armed Forces, and to give you a better idea of what’s what, broadly speaking we offer three different categories.

Military Kit Insurance

Being a member of the Army, you’re issued with expensive equipment and temporary issue kit. If they get lost or stolen you can be charged for it, which given the nature of some of the equipment can add up to quite a bit. At Forces Advice we understand the pressures and unfamiliarity that comes with the nature of your work. Because of that, it’s easy to misplace kit. Our Kit Insurance means that if that was to happen, you’re covered and the replacement doesn’t come out of your pocket.

Army Life Insurance

 We don’t need to tell you what you already know- that life in the Army carries a lot of risks. But what happens to your family if you were to lose your life in service? Our Life Insurance plans have that covered. It makes sure your loved ones are provided for in the event the worst happened.

Army Personal Insurance

Our Personal Insurance covers you in many ways. Two examples of this are cover for your personal belongings if they get lost or stolen, and it can also cover your license to occupy liability with the MOD. Your life is fast-paced, and mistakes can be made. We understand that and can make sure you and those at home are protected.

Other Services

We’ve given thought to things beyond just insurance policies. Many of you reading this are married with children or have a partner at home. But given the busy nature of your work and life, it can be difficult to think about the future, especially during precious moments of leave. We can make an appointment to pay you a visit at home or on camp to discuss your needs. This isn’t just to tell you about our products, but to help you too. Such things include the Armed Forces Help to Buy scheme, Compensation Scheme, Pension Scheme Death in Benefits and more. We’re here for you.

If you or a member of your family serve in the Royal Navy, you’ll possibly be aware getting the right cover in place can be difficult. Your needs will vary. You could be a new recruit looking for a cost-effective kit insurance for the first time. You could be a career Royal Marine, looking to protect your family’s income and home. We specialise in providing the right products to ensure you’re covered. Not only do we have a professional knowledge of the Insurance Market, we’ve lived the life you lead and know what it entails.

Like most of our insurance policies for other parts of the Armed Forces, our Forces Insurance for Navy personnel broadly speaking covers three areas.

Navy Kit Insurance

When you join the Navy, you’re issued with a range of extensive equipment and uniform. Some of this might be on a short-term basis, some on a permanent issue. In addition to this, you may have bought some items of your own to supplement your kit issue. If any of it went missing- whether it’s from your car, home on duty or elsewhere, you’re responsible for replacing it. We know you work in high pressure and unfamiliar places and have thought of all the ways it could protect you.

Navy Life Insurance

Navy Life insurance is particularly important for Royal Navy personnel because of the risky nature of your work. Depending on your current circumstances, or if you’re under orders, it’s sometimes difficult or impossible to get insurance on the high street.

We can help. Our Life Insurance is typically designed to protect your dependents in the event of redundancy- it can help pay your mortgage for example. To make this possible, we work with a range of specialist insurers.

Our Navy Insurance is designed to give you peace of mind and provide for your loved ones if something happens.

Navy Personal Insurance

Being a member of the Navy, not only do you run the risk of injury, critical illness or worse but you also are away a lot. Our Personal Insurance can protect your possessions, both those at home and on travel and pay out if something bad happens.

Your life is fast-paced, and we understand that. Our insurance can cover you whether you’re starting out or experienced, covering a range of different roles.

RAF Insurance

Your particular needs for RAF Personnel vary tremendously depending on your marital status, whether you own a home or your particular job. It can vary a lot and our RAF Forces Insurance cover reflects this. You should consider the following.

RAF Kit Insurance

When you join the RAF, you’re issued with expensive equipment and uniform which you are expected to look after during periods of service. Failure to do so can make you liable for replacement costs- which can prove expensive.

At Forces Advice, we understand this. We know that kit can be misplaced when you’re working in unfamiliar environments. But it doesn’t just end there. We recognise that your personal possessions (such as laptops, mobile phones, books etc) also need protecting, whether you’re on duty or not.

RAF Life Insurance

It’s especially important being an RAF Serviceman/woman that you’re covered due to the risky nature of what you do. Have you thought about how your family would be left if you lost your life during service?

We offer a range of term and whole life policies. We can offer advice on which might suit you best and why. Life insurance for RAF personnel is designed to give you peace of mind and protect your loved ones if the worst happens.

RAF Personal Insurance

Our personal insurance is here to look after you. It can help in many ways- ranging from if something goes wrong and you’re injured abroad to covering your personal belongings at home from theft or loss.

Your life is fast paced- we understand that. Our insurance products are designed to reflect that.

Other Features

Buying certain insurance through us can also give you many extra benefits. These include (but are not limited to)

  • £100 annual cashback
  • Free Cinema Tickets.
  • Discounted Sportswear.

But most of all, all of our policies offer great value, protection for you and your loved ones and peace of mind. Which we think is the greatest benefit of them all.

About Forces Advice 

For Military People & Families, brought to you by ex-military.

Integrity, discretion and dependability are the most important when serving in the Forces. As ex-military personnel, our management team has sought to carry these attributes in our approach to advice on appropriate insurance.

We know and understand the unique challenges facing soldiers, personnel and their families when it comes to finding the right Forces Insurance cover. If you’re “under orders” it can be difficult to find high street insurers willing to cover you and where they do, it’s likely to be expensive. It’s all too often with high street insurers that the small print will catch you out. Some policies will specifically exclude claims arising from active combat.

That’s why we do what we do- you shouldn’t be at risk or excluded because of the great work you do. We understand you’re individuals and not just another number in a spreadsheet. Because we’re designed to serve you- it doesn’t cost the earth either.

Why Choose Forces Advice?

We offer genuine choices. Unlike some brokers, we are not tied to a single insurer, which means we can guarantee quality and value of cover. We carefully select our insurers, and each one has a different approach- but our knowledge means we can find the best.

We don’t charge for advice. We make our money from the commission paid to us by each insurance policy sold. That means you’re not under any obligation to us- and by design, it’s in our interests to do the best for you too.

We are members of SIIAP (Services Insurance and Investment Advisory Panel). By buying Forces Insurance from us, you get the peace of mind you are dealing with a competent organisation. An organisation that has made all the necessary arrangements to cover you- in the UK or elsewhere in the world.

We are regulated by the Financial Conduct Authority (FCA). This obliges us to provide you with accurate, truthful and transparent advice.

We recognise and support the Armed Forces Covenant.

“To those who proudly protect our nation, who do so with honour, courage and commitment, the Armed Forces Covenant is the nation’s commitment to you”.

It is a pledge that together we acknowledge and understand those who serve or who have served in the Armed Forces and their families should be treated with fairness and respect in the community, economy and society they serve with their lives.

Contact Us today to get started, or for the personal touch, give one of our friendly experienced advisors a call on 0333 772 0613